Settlement Advance
Secure your dream property today
Found the perfect place? Make an offer before yours settles. You can access up to 80% of the assessed equity in your existing property, to a maximum of 10% of the value of your new property.*
Enjoy the freedom to buy a new home now and not miss out while your sold property settles.
Enjoy the freedom to buy a new home now and not miss out while your sold property settles.
*Terms and conditions apply. Access to funds is subject to approval and verification processes. Loan repayment is due 60 days from funding date or settlement of your own home, whichever occurs first
Get your next deposit, today
Whether you’re upsizing, downsizing or relocating, don’t miss out on your dream home. Be in control, advance your settlement and transact today, with confidence.
How much can I access?
5.99%
Access $20k - $200K
One-off loan application fee of $99
One-off loan application fee of $99
Buy while you sell - access your cash in as little as 2 working days*
Get moving before your current property settles
A fast and simple loan application process
Australia based personal care team
You can access up to 80% of the assessed equity in your existing property, to a maximum of 10% of the value of your new property.
Loan repayment is due 60 days from funding date or settlement of your own home, whichever occurs first
*Timelines may vary depending on the completeness of your loan application and eligibility criteria.
Below are two examples of fees applicable
*The caveat fee shown is the maximum fee applicable (ACT) per legal advice as of November 2024. Note all other states in Australia is less than this amount. In the base case scenario, the caveat fee applies to loans above $50,000. For loans below $50,000, the caveat fee may be applied where deemed necessary, depending on the specific circumstances of the loan.
Quick Calculator
How much do you need to secure your next dream property?
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Fast Funding Options
Us v Traditional Bridging Loans
Is Settlement Advance right for me?
I’ve received an unconditional offer on my property
I would like to access up to 80% of the assessed equity in my existing property, to a maximum of 10% of the value of my new property.
I intend to use the funds for the deposit on my next property
I believe my current property will settle within 60 days
Upsizing, downsizing or relocating...
Make the dream house yours
Have an unconditional offer on your property?
Complete the conditional pre-approval form, or go ahead with your full loan application form now.
Found your
new property?
Bid with confidence and when you’re ready, complete the full loan application form and know your maximum approved amount for your deposit on your next home.
What happens next?
RealtyAssist transfers the amount to the agency you’re buying the property from.
Loan repayment is due 60 days from funding date or settlement of your own home, whichever occurs first.
Loan repayment is due 60 days from funding date or settlement of your own home, whichever occurs first.
We're fast
The majority of loan applications are approved and funds released within 48 hours
We’re straight forward
We’re about simplifying real estate. Our process is swift, only asking you the important need-to-know questions
We’re here for you
Buying and selling is exciting, and occasionally nerve-racking, so we provide Australia-based support whenever you need it
Don’t just take our word for it
Hear from homeowners who have made their dream houses a reality!
RealtyAssist’s Settlement Advance allowed us to bid on our dream home without waiting for our old house to settle. The process was quick and easy, and the customer service was fantastic.
Jane D, Sydney
Thanks to RealtyAssist, we didn't miss out on the perfect property. The funds were in our account just in time for the auction.
Mark & Lisa T, Melbourne
Can I give it six stars? Wanting to sell a house but not having the funds to show it off correctly was a worry. This system has allowed me to tidy up the place and market it well. Well worth it! The answer to my prayers!
Lesley Cooke
Possibly is the best service I have ever found to help me with selling my property for the best value, with funds for all paperwork, home improvements and those extra costs that you never thought you would have ! Real life saver.
Dheeraj Chand
Very easy process! Got approved instantly and all the terms and conditions easily explained, will recommend to family and friends! Thank you RealtyAssist!
Amin Abdelrahim
Very happy with Realty Assist. They were very professional and done things quickly to settle my father's estate. Very happy with them.
Carol Knight
Frequently asked questions
Our most commonly asked questions, answered below.
How long does it take to get approved?
Outcomes are typically delivered 1-2 business days after we receive all requested information.
When will the funds be available?
Upon approval of loan application.
How much can I borrow?
You can access up to 80% of the assessed equity in your existing property, to a maximum of 10% of the value of your new property.
