How RealtyAssist’s Pay Later Feature Helps Agents and Vendors Alike

That’s where RealtyAssist’s Pay Later feature comes in. RealtyAssist assists in alleviating financial roadblocks so agents can get properties on the market faster and in their best condition.

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What Is Pay Later and how does it work?

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RealtyAssist’s Pay Later service allows vendors to defer the cost of preparing their property for sale. Instead of paying upfront for marketing or improvements, vendors can access a loan which is flexible with a payment plan and commit to repaying the loan.

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Agents simply utilise our platform and when the vendor is issued with their marketing invoice and they choose to defer, they are then connected to our loan service (offered through our credit provider) and we handle the rest - securely, compliantly, and quickly.

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RealtyAssist Australia Ltd (ACN 639 613 808) is a Credit Representative (No. 556299) of Propel Funding Pty Ltd (ACN 601 271 381), which holds Australian Credit Licence 493433.

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✅ Benefits for Agents choosing RealtyAssist

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• Attract More Listings: Offer a clear value-add during listing presentations by solving a common vendor pain point - cash flow.
• Sell Faster and for More: With funds available for marketing and staging, properties are presented in their best condition, attracting more interest and stronger offers.
• Streamline Operations: Our system tracks vendor repayments, removes awkward fee conversations, and integrates seamlessly with your existing processes.
• Compliance Ready: Built to comply with compliance and trust accounting rules in mind, you can offer Pay Later with confidence.

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✅ Benefits for Vendors choosing RealtyAssist

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• No Upfront Outlay: Vendors can access marketing and presentation services without dipping into their savings or credit card via our loan products.
• Straightforward and transparent: Loan repayments are due on the earlier of 180 days from the initial drawdown, or, on settlement (sale) of the property, or the date that the property is no longer available for sale, reducing financial stress during the sale process.
• The Opportunity to Enhance the Sale Price: Professionally presented homes typically sell faster and for more, making the Pay Later loan option an investment.

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📘 Real-World Style Example: Sarah’s Home in Bayside

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Here’s a fictional but typical example that reflects the kind of outcomes we see with vendors who use our Pay Later feature.

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The Challenge: Sarah needed to sell her 1980s brick home in Bayside Melbourne. It had good bones but looked dated. Her agent, Alex, knew the home could achieve a much higher price with styling, painting, and garden work, however Sarah was tight on cash, with her funds tied up in the property.

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The Solution: Alex introduced Sarah to RealtyAssist’s Pay Later loan* option. Sarah clicked through the easy application process, met the eligibility and credit criteria, and was approved for $3,500 to cover for $3,500 to cover:

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• Premium photography and video
• Advertising of the property

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Once approved for the above Sarah was able to apply for additional funds so she could repaint the kitchen and fix the front landscaping. Sarah borrowed a further $3,500.

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The Result: The property went live looking modern, warm, and high-end. It sold in just 12 days, with 5 bidders at auction, and a final sale price $76,000 above reserve. Sarah was able to repay the $7,000 at settlement - without ever feeling the financial pinch.

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^{*Loan repayments are due on the earlier of 180 days from the initial drawdown, or, on settlement (sale) of the property, or the date that the property is no longer available for sale.}

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Keep the Property Journey Moving

With increasing pressure to sell fast, stand out, and be confident the financial service you adopt is compliant, RealtyAssist's Pay Later feature gives agents and vendors a powerful edge. It’s more than a payment tool and more than just a loan - it’s a way to build trust, remove barriers, and elevate every sale.

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Want to offer Pay Later to your vendors?
👉 Get in touch with the RealtyAssist team today and unlock the potential of every listing.

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Want to use RealtyAssist’s Pay Later for the sale of your property?
👉 Simply inform your agent that you wish to use our product and unlock the potential of your sale.

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